Decide if location is important to you. However, it is not an easy task. You can expect a high rate of rejection, stress, and customer churn. Still, all good insurance agents share some of the following skills and knowledge, in addition to the fundamental qualities in one way or another.
An independent broker or agent is a good option if you want to see quotes and offers from a variety of companies. For the widest range of options, choose a broker who is looking for a large number of companies, not a select few. A good broker will know the rate-setting guidelines at different insurers and guide you to the one that is most likely to offer coverage at the best price. If you're looking for coverage, you'll likely deal with a life insurance agent or broker at some point in the process.
If you don't have an agent or broker that fits this description, ask your lawyer, accountant, friends, family, and business associates for the names of reputable insurance agents or brokers. We offer auto insurance through Travelers Insurance Companies, Nationwide Insurance, Safeco Insurance, MetLife Auto %26 Home, The Hartford and Allstate. If you've ever considered becoming an insurance agent or wondered if this career path might be right for you, there are several qualities you'll need to possess, at least to a certain extent. You can also contact the nearly 70,000 members of the National Association of Financial and Insurance Advisors (NAIFA), who subscribe to the organization's Code of Ethics.
Permanent life insurance is more expensive and complex than term life insurance, so you may prefer to discuss your options with an agent or broker before making a decision. Insurance agents who use deception to close deals rarely stay with the same company for long and, in some cases, may end up behind bars. These elements above are just some of the qualities that life insurance agents must possess to be successful. Term life lasts a certain period of time, such as 10 or 20 years, and is usually the cheapest type of life insurance.
Property, accident, life and health insurance services offered through NerdWallet Insurance Services, Inc. The life insurance business can be very challenging and immensely rewarding for those who are willing to learn the skills needed to develop their business. One of the main complaints of those who buy life insurance policies is that there is no one around to answer their questions after they have purchased the policy.